Health Insurance plans

Star Health Insurance:

                                                                                                                                                                              Callme:8309357658

భారతదేశం లోనే మొట్ట మొదటిసారిగా సామాన్య ప్రజలకి అందుబాటులో అందరికి ఆరోగ్య భీమా రక్షణ కల్పించాలనే సదుద్దేశం తో ప్రవేశపెట్టబడిన పాలసీ స్టార్ మైక్రో రురల్ ఫార్మర్స్ కేర్ పాలసీ
Adult Age : 18 Years నుండి 65 Years (365 రోజులు )
Child Age : 12 నెలల బేబీ నుండి 25 years (365 రోజులు)
Sum insured : వ్యక్తిగత పాలసీ కి ఒక లక్ష coverage ఫామిలీ మొత్తం పాలసీ కి (2 పెద్దలు + 2 పిల్లలు) 2 లక్షల వారికి coverage ఉంటుంది
Health Policy తీసుకునేటప్పటికీ కస్టమర్ కి ఉన్న జబ్బులు వ్యాధులకు మొదటి 6 నెలల తర్వాత coverage ఉంటుంది
Ploicy ప్రయోజనాలు పొందటానికి మినిమం 24 గంటలు ఆసుపత్రి లోయ పేషెంట్ ఉండాలి
Room Rent : వ్యక్తిగత పాలసీ కి రోజుకు వెయ్యి రూపాయలు చెల్లిస్తారు
ఫామిలీ ఫ్లోటర్ పాలసీ కి రోజుకి రెండు వేయిలు చెల్లిస్తారు పాలసీ తీసుకున్న రోజునుండి జీవిత కలం రెన్యువల్ చేయబడును

మొదటి రోజు నుండి coverage ఉండేవి ( ప్రమాదాల రీత్యా జరిగే గాయాలు )

స్టార్ హెల్త్ Insurance
*రోడ్, రైలు, విమాన, పడవ ప్రమాదాలు
*పాము, కోతి, కుక్క కాటు
* పిడుగు పటు , సెల్ ఫోన్ ప్రమాదాలు,
* ఇంట్లో కాలు జారీ పడటం
* విద్యుత్ షాక్ , అగ్ని ప్రమాదాలు
మొదటి 30 రోజుల తరువాత coverage ఉచితం
* 24 గంటల కడుపు నొప్పి
* వైరల్ ఫీవర్ ( dengue ఫీవర్, మలేరియా చికెన్ గున్యా విష జ్వరాలు వగైరా
మొదటి  ఆరు నెలల తరువాత coverage అయ్యే వ్యాధులు (జబ్బులు)
* కంటి శుక్లాలు ,
* పిత్తాశయం లో రాళ్ళూ
* మూత్ర పిండం లో రాళ్ళూ
*  బీర్జాల వాపు
* మొలలు
* ప్రేగు జారటం
* మోకాలు చిప్పల మార్పిడి
* తుంటి ( నడుము ) మార్పిడి ( బాల్ వేయడం )
* వెన్నుపూసలో డిస్క్ లు కదలటం మరియు తిరగటం
* గర్భసంచి తీయటం
* బహిష్టు ఇబ్బందులు
* కడుపులో గడ్డలు, బిళ్ళలు
* నరాలు ఉబ్బి బయటకి రావడం
* నరాలు ఉబ్బి ఫుల్లు పడటం
* పుట్టుకతో గుండెలో రంద్రాలు

1) Family Health Optima Insurance Plan:

 Single policy, wider coverage for the whole family at a reasonable premium.Get additional sum insured (auto recharge) at no additional value, Health medical examination profit for each claim free year three times Automatic restoration of sum insured by 100 percent on every occasion upon complete exhaustion protect assisted productive Treatment Newborn baby cover from the sixteenth day. Donor expenses for organ transplantation.

  Therefore, lodging Hospitalization Expenses for treatment surpassing three days protect all day care procedures.

  Hence a grace amount of one hundred twenty days from the date of the end of the policy is on the market for renewal.

Policy Benefits:

• Room, boarding and nursing expense all comprehensive as per the bounds.

• Surgeon, anesthesiologist, health professional, Consultants, Specialist Fees, Oxygen, Operation Theatre, medicine, imaging modalities and Medicines and medicines, Oxygen, Blood, Operation theatre, Diagnostic and value of pacemaker.

• Ambulance charges for emergency transportation to the hospital as per given limits.

• Air ambulance charges up to 100% of the fundamental total Insured throughout the whole policy amount.

• Pre-Hospitalization expenses up to sixty days before admission within the hospital.

• Post-Hospitalization expenses incurred up to ninety days when discharge from the hospital.
• A grace amount of 120 days from the date of expiry of the policy is out there for renewal.

Sum Insured	3 lakhs to 25 lakhs
Renew-ability	Life Long
Co-Payment	20+ of every and each claim
Policy Term	1 year
Eligibility	18 to 65 years

2) Senior Citizens Red Carpet Health Insurance Policy:

---

      This is the best Health Insurance In India for senior citizens aging between sixty to seventy-five years.

No pre-insurance medical check needed. Covers pre-existing diseases from the second year forrader.

Also, medical Consultations as associate Outpatient in a very Network Hospital.

  Higher sum Insured coverage up to Rs.10 Lakhs warranted lifespan renewals.

Also Read: National Health Insurance Plans

Features:

• Two further add insured choices particularly Rs.7.5 lakhs and Rs.10 lakhs introduced

• Cataract limits revised

• Online purchases – five-hitter discount on premium

• Outpatient consultation in-network hospitals

Hospitalization Coverage:

  This company protects the insured for inpatient medical aid expenses for a minimum of twenty-four hours.

These expenses include area rent, nursing and boarding charges, surgeon, anesthetist, caregiver, consultants, specialist fees, cost of medicines and medicines up to the bounds.

  Ambulance charges for emergency transportation to the hospital as per such limits.

  Star health also takes online payment.

  Therefore, post-hospitalisation paid as lump-sum up to the limit such.

 Star Health Insurance Hospital list on expenses on Medical Consultations as an outpatient in a very Network Hospital up to the bounds such.

  Hence specific day-care procedures are coated.

  Sub-limits applicable for such sickness.

Health Insurance Term :

Co-Payment:

50% of every and each claim with reference to pre-existing diseases and the half-hour of every and each claim for all different claims.

Pre-Existing Diseases/health problem :

Covered when twelve months of continuous coverage.

Pre- Acceptance medical screening:

There is no pre-acceptance medical screening.

Tax Benefits:

Amount paid by any mode aside from by money for this insurance is eligible for relief underneath Section 80D of the revenue enhancement Act.

Free Look Period:

A free look amount of fifteen days from the date of receipt of the policy is accessible for reviewing the policy terms and conditions.

  Also, just in case insured isn’t happy he will look for cancellation of the policy and in such event, the corporate can enable refund of premium when adjusting the value of pre-acceptance of medical screening, stamp tax charges and proportionate risk premium for the amount involved provided no claim has been created till such cancellation.

  Freelook cancellation isn’t applicable at the time of renewal.

Sum Insured	3 lakhs to 25 lakhs
Renew-ability	Life Long
Co-Payment	20+ of each and every claim
Policy Term	1 Year
Eligibility	18 to 65 Year

3) Star Comprehensive Insurance Policy:

---

  Star Comprehensive Insurance Policy is the best Health Insurance in India is no cap on area rent and treatment cost which covers medical expenses incurred on Bariatric surgical procedures and its complications.

  Therefore, Star Health Hospital portal also got in-depth info about the policy plans.

  Star health insurance app provides in-depth information about it.

  In addition to air ambulance help, second medical opinion area unit covered. value of medical checkup up for each block of three claim free years protect maternity (normal and cesarean delivery) and newborn baby.

  Also, the automatic restoration of the entire sum insured by 100%. The dental/ophthalmic cover on OPD basis.

Hospital money profit. protect over four hundred day care procedures. Personal accident cover against death and permanent total bad condition (equal to the insurance cover) at no further value.100% increase in sum insured upon a claim-free renewal.

Features:

• No Third Party Administrator, direct in-house claim settlement.

• Faster & hassle-free claim settlement.

• Cashless hospitalization where doable.

• The network of quite 8400+ hospitals across Bharat.

• 24×7 Toll-Free Helpline.

• Information on health through free health magazine.

• Facility for maintaining personal health records in electronic format.

• Star Health Insurance Hospital List they are in Free on network hospital.

Entry Age	18 to 65 years along and dependent children of 3 months to 25 years
Policy Term	1 Year
Sum Insured	Rs 5 to 25 lakh
Co-Payment	10%
Renew-ability	Life Long

4) Medi-Classic Insurance Policy (Individual):

---

  There is no claim bonus of fifty for each claim free year up to twenty-fifth. Health checkup prices up to Rs.5,000/- for each block of four claim free years. Automatic restoration of the entire sum insured by two hundredths.

  Also, non-obligatory Covers: Hospital money and patient care cover hundred and one day-care procedures coated health insurance companies in India.

 Features

• Protects the insured for inpatient hospitalization expenses for a minimum of twenty-four hrs. These expenses embody room to rent, nursing and boarding charges, Surgeon, anesthetist, health professional, Consultants, Specialist Fees, Cost of Medicines and medicines.

• Ambulance charges for emergency transportation to the hospital as per such as limits.

• Pre-Hospitalization expenses up to thirty days before admission within the hospital.

• Also, post-hospitalization paid as lump-sum up to the limit such as.

• 101 Day-care treatments coated.

Sum Insured age	Rs 1.5 lakh to 10 lakh
Entry age	An infant of 5 months to 65 years
Policy Term	1 year
renewability	lifetime
Premium	The fixed premium for all

5) Star Health Gain Insurance Policy:

---

  Star Health Insurance company covers each patient expenses. Option to select premium to be paid and total Insured needed.

Premium options: Rs.15000/-; Rs.20,000/-; Rs.25,000/-; and Rs.30,000/-( applicable GST extra).

Sum Insured options(for patient hospitalization): Rs.1 lakh, Rs.2 lakh, Rs.3 lakh, Rs.4 lakhs and Rs.5 lakhs.

Therefore, sum Insured kind choice: Individual and Floater.

Policy term: One-year health insurance companies in India.

Features:

• No Third Party Administrator, direct in-house claim settlement.
• Faster and hassle-free claim settlement.
• Cashless hospitalization.
• The network of quite 8400+ hospitals across the Asian nation.

Sum Insured	5 months to 65 years
Renew-ability	Lifetime
Policy Term	1 year
Sun Insured range	Rs. 1 Lakh to 5 lakh
Cooling off period	30 Days

6) Super Surplus Insurance Policy:

A top up policy providing higher total insured at a really cheap premium.No pre-acceptance medical screening needed. This policy may be taken on Floater basis.

Also, the policy offers 2 plans: Silver plan and Gold plan in the Best health insurance plan.

Features:

• No Third Party Administrator – direct in-house claims settlement

• quicker and hassle-free claim settlement

• The network of over  8400+ hospitals across India

• Facility for maintaining personal health records in electronic format

Sum  Insured	R.3 lakh to 10 lakh
Renew-ability	Life Long
Entry age	18 years to 25 years alongside dependent kids archaic 3 months to 25 years
Policy term	1 Year
Co-Pay	For people archaic sixty and on top of is applicable for a tenth copay

7) Diabetes Safe Insurance Policy:

---

  This health insurance plan covers hospitalization expenses for complications of the polygenic disease, each sort one and sort a pair of and aside from complications of the polygenic disease.

Hence the policy may be taken on an individual and floater basis:

Two plans are obtainable –

Plan A – Pre-acceptance medical is needed for all persons choosing this plan and

Plan B – There’s no pre-acceptance medical screening

  No waiting amount for polygenic disease and its complications below plan A. 12 months waiting amount below plan B.

  Outpatient expenses – for medical consultations, diagnostic tests, drugs and medicines compensation for accidental death of the chosen human. Donor expenses for urinary organ transplant surgery. Dialysis expenses @ Rs.1000/- per sitting up to twenty-four months

 Therefore, the cost of artificial limbs because of amputation up to such as limits.

 Automatic restoration of entire add insured. All day care procedures coated.

Features:

• No Third Party Administrator, direct in-house claim settlement.

• Faster and hassle-free claim settlement.

• Cashless medical care.

• The network of over 8400+ hospitals across India.

Sum Insured	Up to ten lakh
Waiting period	Vary from conceiving to plan
Restoration	Automatic restoration of entire total insured
Daycare procedures	Up to four hundred
Policy Term	1 Year

8) Star Cardiac Care Insurance Policy:

---

  This policy is for people who have undergone for the primary time the named surgery/ intervention/correction for the present viral diseases.

   This policy has 2 plan choices – Gold plan and Silver plan.

  Hence, under each the Plans hospitalization expenses for non-viscous diseases and accidents area unit covered below Section 1.

 Under Section 2: Gold plan covers each medical management and surgical/interventional management for viscus connected diseases whereas Silver plan covers solely Surgical / Interventional management.

Outpatient profit is obtainable below each plan. Personal Accident Death cover is obtainable below each plan.

Features & Benefits:

Section	Gold Plan	Silver Plan
1	Applicable for Accident and Non-cardiac ailments	Applicable for Accident and Non-cardiac ailments
2	Applicable for internal organ Ailments and complications. The cover offered for each surgical intervention and medical management.	Applicable for internal organ Ailments and complications. The cover offered for each surgical intervention and medical management.
3	Outpatient expenses in networked facility*: Rs.500/- per event subject to a most of Rs.1500/- per policy amount	Outpatient expenses in networked facility*: Rs.500/- per event subject to a most of Rs.1500/- per policy amount
4	Personal Accident: Death only cover capable chosen sum Insured	Personal Accident: Death only cover capable chosen sum Insured

---

Entry Age	10 years to 65 years
Renew-ability	Lifetime
Sum Insured	Up to 10 lakhs
Policy term	1 year
Co-pay	10*

9) Star Cancer Care Gold (Pilot Product):

---

  First ever insurance product for persons diagnosed with Cancer. First ever Pilot product in the insurance industry- A restricted amount provide.

  For instance sum Insured Rs.3 lakhs & Rs.5 lakhs Entry Age: five months to sixty-five years. Lump sum cover of fifty of Sum Insured – for repetition, metastasis, and/or a second malignancy unrelated to initial cancer.

  Also, regular indemnity health protects accidents aside from Cancer. No pre-acceptance medical tests.

  In addition with premium paid is eligible for rebate below Section 80D of income tax Act, 1961.

Features:

  Whether you’re simply get diagnosed with cancer or have already completed your treatment & cured of cancer, you continue to could also be acquisition medical expenses for standard unhealthiness like a fever which can create a hole in your pocket.

  An indemnity cover may be a fitting protection to your purse against medical expenses.

  Also, in an unfortunate circumstance of second cancer or metastasis or repeat of cancer, you would possibly be requiring an inexpensive quantity to require needed treatment.

  Star Cancer Care Gold ( Pilot Product) is that the only answer to your financial worries

Entry Age	5 Months to 65 Years
Waiting period	30 months
Sum Insured	Up to 500000
Grace period	30 days
Co-pay	10 %*

Also Read: Apollo munich health insurance plan

10) Star Net Plus:

Special policy from Star Health ensures that care reaches those that would like it the foremost.

The primary policy in India to cover HIV positive people.

 Cover:

---

(1) HIV Cover:

  The insured shall contract the covered malady/illness/ accidental injuries as outlined herein, the corporate can pay to the Insured the limit mentioned within the schedule as a lump-sum.

  Also, with the event of any claim changing into admissible beneath this insurance, the corporate can pay to the Insured as follows:-

  The lump-sum quantity as per the Policy Schedule for the lined malady / ill health / accidental injuries, subject to terms, conditions, limitations and exclusions mentioned in this, if the insured is said as having reached the stage of AIDS (if the cd4 count falls below 150) as outlined herein and therefore the same is diagnosed and licensed by a team of doctors appointed / nominative by the corporate once conducting applicable test(s) and through the amount of Insurance and if all of the subsequent conditions area unit happy.

  In addition to the stage of AIDS old by the insured is that the initial incidence; and therefore the signs or symptoms old by the insured commenced quite 90 days (ninety days) following the Commencement Date of the policy.

  As well as, the insured subjects himself/herself to examination by the panel doctor of the corporate and AIDS is confirmed by the panel doctor.

  Just one lump sum payment shall be provided throughout the insured’s time period no matter the number of treatments undergone by the Insured Person.

  The cover for the various individual is mechanically terminated once the lump sum payment is formed as on top of and therefore the protect the various person shall not be revived.

(2) Medical Cover:

    If throughout the amount explicit within the schedule if the person shall contract any illness or suffer from any unwellness or sustain any bodily injury through accident and if such illness or injury shall need such person, upon the recommendation of the punctually qualified.

  Physician/Medical Specialist /Medical practitioner or of punctually qualified sawbones to incur Hospitalization expenses for medical/surgical treatment at any nursing home.

   Also, the hospital in India as herein outlined as a patient, the A company pays to the person the number of such expenses as are moderately and essentially incurred up-to-the limits indicated however not prodigious the sum insured in a mixture in anyone amount explicit within the schedule.

11) Star Care Micro Insurance Policy:

---

     Best health insurance policy is out there on Individual and  Floater basis in Tier I and Tier II place to cover for pre-hospitalization and post-hospitalization.

Hospital money profit if treatment is taken in Government hospital.

Benefits:

• Room, Boarding, Nursing expenses at Rs.750/- per day (0.75% of the sum insured) – either non-public or shared accommodation.

• ICU charges up to Rs.2,000/- subject to most of Rs.10,000/- per hospitalization.

• Surgeon, medical specialist, health professional, Consultants, Specialist Fees, Anesthesia, Blood, Oxygen, Operation Theatre charges, cost of Pacemaker, cost of medication and medicines etc.

• Ambulance charges for emergency transportation up to a sum of Rs.500/- per hospitalization and to an overall limit of Rs.1000/- per policy period.

• up to expenses up to thirty days before admission within the hospital.

• Post-hospitalization expenses up to sixty days once discharge from the hospital. Medical expenses incurred up to seven-membered of hospitalization expenses subject to a most of Rs.3,000/-.

Also Read: What is Healthcare Insurance?

12) Star Criticare Plus Insurance Policy:

---

 Cover for nine specified critical illness.

  Therefore, lump-sum payment on diagnosing of critical illness. No survival amount can jointly cover regular hospitalization.

  Also, cover for non-allopathic treatment up to a specified limit on payment of lump-sum, the cover can continue till an end of the policy for normal hospitalization.

Benefits:

• Hospitalization cover Protects the insured for patient hospitalization expenses for a minimum of twenty-four hrs. These expenses embody space to rent, nursing and boarding charges, Surgeon, anesthesiologist, caregiver, Consultants, Specialist Fees, cost of Medicines and medicines.

• Ambulance charges for emergency transportation to a hospital as per fixed limits.

• Pre-Hospitalization expenses up to thirty days before admission within the hospital.

• Post-hospitalization paid as lump-sum up to the limit fixed.

• Specific day-care procedures covered. covered up-to fixed limits. This profit is applicable to Section one only.

13) Star Family Delite Insurance Policy:

---

  Best health insurance policy Affordable insurance policy for the family.Sum insured on Floater basis.Cover for pre-hospitalization and post-hospitalization.

Therefore, cover for fixed day care procedures.

Benefits:

• No Third Party Administrator, direct in-house claim settlement

• quicker and hassle-free claim settlement

• Cashless hospitalization

• Therefore, the network of over 8400+ hospitals across India

• Facility for maintaining personal health records in electronic format

• Star Health Insurance Hospital List on the network of the hospital.

14) Star Special Care:

---

  Star Special Care is a best health insurance policy designed to cover youngsters aged between three years and twenty-five years who area unit diagnosed with syndrome Spectrum Disorder.

Coverage:

• Room, boarding, nursing expenses (all inclusive) as provided by the Hospital /room up to Rs.5,000/- per day.

• If the somebody occupies a Shared Accommodation, then Rs.500/- per day subject to a most of Rs.2000/- per hospitalization and Rs.10,000/- per policy amount shall be paid.

• Surgeon, anesthetist, a medical man, consultants, specialist fees.

• The most important is anesthesia, blood, oxygen, operation theater charges, surgical appliances, medicines and medicines Expenses concerning hospitalization are going to be thought-about in proportion to the eligible room rent if the room of upper rent has opted

• Hence, emergency ambulance charges for transporting somebody to the hospital up to a sum of Rs.750/- per hospitalization and Rs.1500/- per policy amount.

• Also, post Hospitalization expenses: A sum such as seven-membered of the hospitalization expenses or actually incurred up to sixty days once discharge from the hospital.

• wherever package rates are charged by the hospitals the Post-Hospitalization profit is going to be calculated once taking the room, boarding and nursing charges at Rs 5,000/- per day.

* చెవి ముక్కు గొంతు చికిత్సలు
https://sstarhealthinsurance.blogspot.com/

Read More